{"id":36000,"date":"2026-08-10T14:23:17","date_gmt":"2026-08-10T14:23:17","guid":{"rendered":"https:\/\/thebangladeshtoday.com\/?p=36000"},"modified":"2026-08-10T14:23:18","modified_gmt":"2026-08-10T14:23:18","slug":"bb-sets-zero-interchange-fees-for-bangla-qr-transactions","status":"publish","type":"post","link":"https:\/\/thebangladeshtoday.com\/?p=36000","title":{"rendered":"BB sets zero interchange fees for Bangla QR transactions"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>TBT DESK:<\/strong> Bangladesh Bank (BB) set the Interchange Reimbursement Fee (IRF) at zero percent for Bangla QR transactions, aiming to reduce the cost of digital payments and accelerate the country's transition towards a cashless economy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The central bank today issued the directive through its Payment Systems Department-2 (PSD-2), with the measure particularly aimed at reducing the cost of doing business for small merchants, street vendors and other micro-level businesses and encouraging wider use of digital payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Under PSD-2 Circular Letter No. 06, the issuing institution would not be entitled to any fee or service charge from the acquiring institution for transactions conducted through Bangla QR.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The directive applies to scheduled banks, mobile financial service (MFS) providers, payment service providers (PSPs) and payment system operators (PSOs), establishing a uniform zero-IRF arrangement across the Bangla QR ecosystem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The instruction amended the relevant provisions of PSD Circular No. 02\/2025, dated February 8, 2025, while other provisions of the circular remained unchanged. It also repealed PSD-2 Circular Letter No. 05, issued on July 1, 2026.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The zero-IRF arrangement was scheduled to come into effect on October 1, 2026, giving banks and payment service providers time to make necessary system adjustments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bangladesh Bank introduced the measure to lower transaction-related costs for merchants and encourages wider adoption of Bangla QR, particularly for small-value retail transactions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The move was an important policy step towards expanding interoperable digital payments and supporting the country's broader goal of building a \"Cashless Bangladesh.\"<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TBT DESK: Bangladesh Bank (BB) set the Interchange Reimbursement Fee (IRF) at zero percent for Bangla QR transactions, aiming to reduce the cost of digital payments and accelerate the country's transition towards a cashless economy. The central bank today issued the directive through its Payment Systems Department-2 (PSD-2), with the measure particularly aimed at reducing [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":36001,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[110],"tags":[],"class_list":["post-36000","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy-business"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BB sets zero interchange fees for Bangla QR transactions - The Bangladesh Today<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thebangladeshtoday.com\/?p=36000\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BB sets zero interchange fees for Bangla QR transactions - The Bangladesh Today\" \/>\n<meta property=\"og:description\" content=\"TBT DESK: Bangladesh Bank (BB) set the Interchange Reimbursement Fee (IRF) at zero percent for Bangla QR transactions, aiming to reduce the cost of digital payments and accelerate the country&#039;s transition towards a cashless economy. 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