At the prestigious International Royal Golden Fellow Award 2026 Ceremony and Fifth International Conference on Recent Trends in Multidisciplinary Research- ICORM 5.0 2026, held on 28th September (Monday) and 29th September (Tuesday), 2026,the selection committee reviewed numerous high-quality research submissions. Among these, the abstract submitted by Afsara Tasnim Shama was recognized as exceptionally insightful and closely aligned with the conference theme. As a result, Afsara Tasnim Shama was selected as one of the distinguished recipients of the Cyber Security Research & Innovation 2026, conferred by Eudoxia Research University, USA, and the Eudoxia Research Centre, India.
During the conference, Afsara Tasnim Shama presented her U.S.-centered research on privacy governance in AI-enabled banking, examining how banks can use AI while protecting customer data and remaining accountable. With participation from delegates representing more than five countries and awards presented across multiple categories, the event brought together esteemed scholars, scientists, academicians, and professionals from around the world. Afsara Tasnim Shama’s research stressed a public concern: smarter banking should not compromise privacy, transparency, or trust.
Afsara Tasnim Shama’s study surveyed 165 U.S. banking professionals. Ethical AI governance showed the strongest implementation, while AI surveillance transparency remained the weakest area. Privacy breaches and customer-data misuse were leading concerns. The findings show that banks need clear oversight, explainable decisions, and strong privacy safeguards as AI expands.
The award selection process for ICORM 5.0-2026, was overseen by an internationally recognized Central Organizing Committee, comprising distinguished scholars and institutional leaders. Key members included: Chief Patron: Prof. Dr. Rhituraj Saikia, President, Eudoxia Research University, USA Patron: Prof. Dr. Caleb Moyo, VC, Eudoxia Research University, USA Convener: Prof. Dr. Pratisha Kumari, VP & MD, Eudoxia Research University, USA Dr. Bulus Pikitda, Nigeria, Dean (Humanities), ERU - USA Organizing Secretary: Dr. Rania Lampou, Greece, Dean (Aca & Res) ERU – USA Dr. Bipin Kumar Shah, Director Outreach, Eudoxia Research Centre, Mumbai, India Coordinator: Dr. Smreeti Mehta, Registrar, Eudoxia Research University, USA Absa Burhan, European Institute of Management and Technology, Switzerland.
The research addresses a growing challenge as AI becomes integrated into financial services worldwide. Afsara Tasnim Shama’s U.S.-based findings are relevant to institutions balancing innovation with customer protection. Her recognition at ICORM 5.0-2026 also matters for Bangladesh, where expanding digital finance creates an opportunity to build privacy and accountability into responsible AI adoption.
Afsara Tasnim Shama’s work contributes to international discussion on responsible AI, emphasizing that financial technology should remain secure, ethical, understandable, and accountable. The Cyber Security Research & Innovation Award recognizes research connecting cybersecurity, privacy, and responsible AI.
